Group Disability Insurance, Employee Benefits, Group Dental Insurance & Group Life Insurance in Smithtown, NY

We are here to help if you need group life insurance and/or group disability insurance in Smithtown, New York. Our agency is dedicated to the well-being of business decision-makers and their team members, and we go the extra mile to provide solid employee benefits. In addition to these forms of coverage, we offer group health insurance and group dental insurance.

Without question, Smithtown is one of the true jewels of the North Shore of Long Island. It is a fine place to live in its its own right, and everything that the Big Apple has to offer is within easy reach. We enjoy working with our existing local clients, and we look forward to making new connections in the future.

From Town Center to the Jericho Parkway/Morewood Drive section, for group health insurance, group life insurance, group dental insurance, and NYS disability insurance in Smithtown, NY, you can place your trust in Cafaro Insurance Agency.

Key Man Insurance & Buy Sell Insurance

Our agency offers key man insurance as well, and this can save your business if it is dependent upon you as the owner, a particular employee, or a group of important employees. This form of coverage will pay out a benefit if the “key man” dies or becomes unable to work due to a disability.

Buy sell insurance is another form of business insurance that we can obtain through the companies that we represent. To provide an example of how it works, let’s say that you have one equal business partner. You could get together with your partner to determine the value of a share in the business.

After this is established, you purchase life insurance on one another, the value of which is equal to the value of a share. When one partner passes away, the other partner receives the proceeds. The money will then be used to buy the share that was owned by the late partner.

Personal Life Insurance

We are a leading provider of personal life insurance in Smithtown, New York, so you do not have to be in business to benefit from a relationship with our agency. You can also rely on us for Medicare supplement insurance.

Contact Cafaro Insurance Agency!

If you would like to discuss your insurance needs with a knowledgeable member of our team, we can be reached by phone at 631-312-6165 or 888-335-4233. We also have a contact form on this website that you can fill out to request a quote over the Internet.